Tips & Advice - Homestead Roofing

TIPS & ADVICE​

Tips and Advice from Homestead Roofing

Should I Meet The Roofer When He Comes To Do The Inspection?

ByTracy Bookman

If you’ve asked a roofer to come inspect your roof, should you plan to be home when he comes over for the inspection? It’s fairly normal for a roofer to come to your home to inspect your roof during a weekday and that’s the time when most people aren’t home. But what is the best way to approach your need to have your roof inspected? We get it. Everyone has busy schedules, and it can be really convenient to let the roofer come to your house, do the inspection, and then just get his report through Email, however, it’s

How Much Will My Roof Replacement Cost?

ByTracy Bookman

New Roof Replacement Pricing Guide Here in Colorado, the harsh reality is – it’s not “IF” you will replace your roof, it’s “WHEN” you will replace your roof, so you need to be prepared when that time comes. Whether you’re considering replacing your roof “out-of-pocket” or your insurance company will be involved, our Roofing Pricing Guide will help you create a budget.  Below, we’ll discuss average costs for a standard, dimensional shingle installation, and also mention some of the most popular roof upgrades. Average Cost To Replace A Roof In Colorado Springs If you live in Colorado, the first thing

Frequent Roofing Questions-Question #10

ByTracy Bookman

Question 10: What Is Ice & Water Shield? As I write this, Colorado Springs and the surrounding area is in the midst of a deep freeze with icy-cold temperatures and lots of snow. Seems like a good time to talk about a product called ice & water shield. Ice & water shield (IWS) is an effective leak barrier for your roof and is typically installed wherever there is a potential for water entering the house through the roof. Spots like roof penetrations, side-walls, head-walls, valleys, and the eaves are all areas that produce the most leaks. Ice & Water

Frequent Roofing Questions-Question #9

ByTracy Bookman

Question 9: Should I Give A Roofer Money Up-front? We’ve talked a lot about Colorado SB38, also known as The Residential Roofing Bill Of Rights, and our local media has publicized it many times too. Many people understand that this law made it illegal for a roofing contractor to pay, waive, rebate, or discount a homeowner’s insurance deductible for roof repairs or replacements. Most people don’t know, however, that SB38 also governs how and when a roofer may collect a deposit payment for a roof job. What Could Go Wrong If I Give A Roofer Money Up-front? The most

Frequent Roofing Questions-Question #8

ByTracy Bookman

Question 8: Should I Pull The Permit For My Roofer? If a homeowner hires a contractor to re-roof his house in El Paso or Teller counties, there must be a building permit pulled. If the contractor is asking the homeowner to pull the permit, that should raise some red flags, yet this happens every year after a hailstorm. What Are The Concerns? If the contractor you have hired is asking you to pull the permit, that will likely mean that he doesn’t have a license to do roofing in your county. He may have a contractor’s license, but that

Frequent Roofing Questions-Question #7

ByTracy Bookman

Question 7: My Roof Failed The County Inspection. What Do I Do? Recently Pikes Peak Regional Building Department, in El Paso County, has stated that they have made some changes to the code requirements for re-roofs. Since they have been so backed up on their inspections, there are thousands of roofs that were completed before their code requirement changes that were installed per the previous requirements, but which do not meet their current codes. As of this writing, we’re trying to get some definitive details from PPRBD about what the new requirements are. You can read about it here:

Frequent Roofing Questions-Question #6

ByTracy Bookman

Question 6: What Is A Supplement (And Why Should You Care)? If someone in the home restoration or insurance industries talk with you about a supplement, they’re not recommending vitamins. They’re referring to the act of requesting an addition to your insurance claim. Very often the insurance claim you receive for damage to your home will be too low. This is normally because of missing items from the necessary scope of work. Items may be missing because of a number of reasons. One reason is because insurance adjusters are rarely experienced in construction or restoration. That means that they

Frequent Roofing Questions-Question #5

ByTracy Bookman

Question 5: A Bomb Cyclone Just Hit My House! Should I File An Insurance Claim? The day of the storm, we were asked this question by a homeowner who has lost a few shingles and the simple rule of thumb should be: If you observe major damage to your property, then don’t delay, call your insurance company. If you observe only minor damage, or if you suspect you may have damage, don’t call your insurance company. Instead, call a credible contractor to inspect your property and tell you whether or not you have an insurable loss. What is “major

Frequent Roofing Questions-Question #4

ByTracy Bookman

Question 4: Why Didn’t My Shingles Last 30 Years Like The Roofer Said? There’s a common misconception that I hear from homeowners all the time about how long they perceive that their shingles should have lasted. Usually the question goes something like this; “Why didn’t my shingles last 30 years? That’s what my roofer told me.” Or, “I know I don’t need a new roof because I have a 30 year shingle and it’s only (fill-in-the-blank) years old.” There are two basic misconceptions regarding the 30-year, 40-year, or 50-year designations that the shingle manufacturers apply to their products. The first

Frequent Roofing Questions-Question #3

ByTracy Bookman

Question 3: Why Is Your Estimate Higher Than My Insurance Claim Amount? In many property damage insurance claims for roofing due to hail storms, the roofing contractor’s estimate may be higher than what the homeowner has in his insurance claim document. Why is this? There are two primary reasons. The adjuster probably left some, or a lot of items out of the scope of work. There’s one important thing to remember about adjusters – the vast majority of them have no experience in roofing, construction, or damage restoration. They are simply “checking off the boxes” in the template they’re

Frequent Roofing Questions-Question #2

ByTracy Bookman

Question 2: Can you roof my house in the winter? A common question people have is whether or not they need to have their roof replacement project completed before winter. With all the wet weather Colorado Springs and Fountain had in August and early September, many roofers are faced with a sliding production schedule. Combine that with the huge volume of damaged roofs in this area, and the onset of winter weather, and many homeowners now have to wait until the winter or spring months before their roofs can be replaced. So the big question is, “Can my roof

Frequent Roofing Questions-Question #1

ByTracy Bookman

Question 1: If My Bath Exhaust Fan Drips Water, Does That Mean I Have A Leaky Roof? This video on our YouTube channel has over 58,000 views, so it’s obviously a hot topic. We’ve even had people from other states call us to ask for more information about this. The answer, for the most part, is “No, you probably don’t have a leaky roof.” Of course, a leaky roof could be causing this, but most of the time when we see this happening, it’s because the bath exhaust fan vents directly into the attic. This causes moisture build-up and

Winter Time Window Care Tips

ByTracy Bookman

Have you ever noticed how much dirtier your windows seem to get in the winter? Well, at one point in my entrepreneurial lifetime I owned a window cleaning business. Here are a couple tips I can pass along for homeowners about keeping their windows clean during the winter. Tip #1: Remove your screens Once the weather has turned cold enough that there are no more flies or other creepy bugs that could get in your windows on those frequent sunny, warm winter days and you want to have your windows open to let in the fresh air, it’s time

The 12 Biggest Mistakes Most Colorado Homeowners Make After A Hailstorm And How To Avoid Them: Mistake #12

ByTracy Bookman

MISTAKE #12: Not asking for your roofer’s license number  In many counties in Colorado, for a roofing contractor to be able to enter into a contract for work with a homeowner he must be licensed in that county. There are exceptions for the more rural counties such as Elbert and Chaffee counties, but the major, populated counties along the metro areas will require licensing. In El Paso County, any work that is greater in scope than $1000 requires a contract between the contractor and the homeowner. If the contractor is not licensed then he is not able to pull

The 12 Biggest Mistakes Most Colorado Homeowners Make After A Hailstorm And How To Avoid Them: Mistake #11

ByTracy Bookman

MISTAKE #11: Not asking if the roofing salesman is an employee or a sub-contractor of the company he represents Recently we wrote about Mistake #7, which is hiring a roofer who does not have Workers’ Comp insurance. In El Paso County, to obtain a roofing contractor’s license, the contractor must have general liability and workers’ comp insurance IF he has employees. If he doesn’t have any employees, he’s not required to have workers’ comp insurance. Workers’ comp insurance is pretty expensive, so the way many roofing contractors get around this requirement is that they make their canvassers, inspectors/estimators, salesmen,

The 12 Biggest Mistakes Most Colorado Homeowners Make After A Hailstorm And How To Avoid Them: Mistake #10

ByTracy Bookman

MISTAKE #10: Not Knowing What The Roofer Is Doing During The Inspection Even though you probably don’t know how to inspect a roof or may not be able to identify hail damage, or you may not even want to get on your roof, it’s still a good idea to know what the roofer or the roof inspector is doing while he’s on your roof. There are so many scammers out there who are desperate for any and every sale that there’s a lot of temptation to vandalize your roof to try to get an insurance adjuster to accept a

The 12 Biggest Mistakes Most Colorado Homeowners Make After A Hailstorm And How To Avoid Them: Mistake #9

ByTracy Bookman

MISTAKE #9: Giving The Roofer Money Up-Front Even though this is number nine on our list, it is by far the worst mistake someone could make! This is the most common way people get scammed by roofers. What happens is a roofer will tell homeowners that before he can put their roof on the production schedule, they need to give him a deposit payment up-front. This whole practice is actually governed by Colorado law, SB-38 which states that a roofing contractor is not allowed to collect a deposit unless either: 1) the roofing materials have been delivered to the

The 12 Biggest Mistakes Most Colorado Homeowners Make After A Hailstorm And How To Avoid Them: Mistake #8

ByTracy Bookman

MISTAKE #8: Signing Anything Before The Roofer Gets On The Roof A common tactic used by some door-to-door roofing canvassers is to knock on a door and ask the homeowners if they want their roof inspected. If they agree, the roofer then asks them to sign a form before he does the inspection. The unsuspecting homeowner, assuming that the form is some sort of permission form or liability waiver, has just signed a contract which, on the surface, obligates the homeowner to use that roofing company to perform the repairs or replacement if their insurance company agrees to accept

The 12 Biggest Mistakes Most Colorado Homeowners Make After A Hailstorm And How To Avoid Them: Mistake #7

ByTracy Bookman

MISTAKE #7: Choosing A Roofer Who Is Not Fully Insured There are two basic types of insurance coverage that a contractor can have and both of them are designed to protect you, the homeowner. General liability insurance is required by El Paso County and Teller County building departments in order for a contractor to obtain a license, and this insurance coverage protects you if anything on your property is damaged. For example, if a workmanship defect results in exterior or interior damage to your home, GL insurance should cover the costs of repair if the contractor chooses to file

The 12 Biggest Mistakes Most Colorado Homeowners Make After A Hailstorm And How To Avoid Them: Mistake #6

ByTracy Bookman

MISTAKE #6: Not Knowing What Type Of Coverage You Have There are two basic types of coverage for wind & hail damage on your property: Replacement Cost Value (RCV) and Actual Cash Value (ACV). Your RCV coverage will pay all costs for a full replacement of your roof if it is “totaled” by a storm. An ACV policy will pay only the amount that the roof is actually worth after the depreciation amount has been deducted from the claim. If you have a roof that is 15 years old, then your claims adjuster will account for that when he

A Trustworthy Company

  Website by Neon Pig Creative