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Homestead Roofing

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Know What Your Deductible Is Before Filing A Claim

ByTracy Bookman

Counting down the Top 10 Roofing Mistakes Homeowners Make… Avoid Mistake #8 and being on the receiving end of a very unpleasant and costly surprise. Before you file a claim, simply make certain you know what your deductible is before filing a claim. Homestead Roofing, Inc is a licensed and fully-insured roofing contractor in Colorado Springs, Colorado.  We serve homeowners in Colorado Springs, Fountain, Falcon, Peyton, Manitou Springs, and other surrounding communities.

Know What Type Of Insurance Coverage You Have

ByTracy Bookman

In our new video series, we’re counting down The Top 10 Roofing Mistakes Homeowners Make.  In this video, watch Mistake #9 and learn why it’s so important to know what type of insurance coverage you have BEFORE you file a claim. Homestead Roofing, Inc is a licensed and fully-insured roofing contractor in Colorado Springs, Colorado.  We serve homeowners in Colorado Springs, Fountain, Falcon, Peyton, Manitou Springs, and other surrounding communities.

Make Sure Your Roofer Doesn’t Vandalize Your Roof

ByTracy Bookman

Roofers that are out for a fast buck may be tempted to cause damage to a roof that may not be accepted in an insurance claim for a full replacement, so you’ll want to make sure your roofer doesn’t vandalize your roof when he’s supposed to be inspecting it. As a homeowner, you need to know how to protect yourself and your property from dishonest roofers who may vandalize your roof. In our newest video series, “The Top 10 Roofing Mistakes Homeowners Make, And How To Avoid Them,” we’ll show you how to prevent roofer damage to your home.

Roofing A House In Winter

ByTracy Bookman

There’s a cold front moving into our area today and I happened to walk past a crew roofing a house in winter. I don’t think this was the best day to choose to do this job, and the homeowner may encounter some problems in the future with the durability of the roof. Where we are, the weather cooperates with us enough to allow roofing in all 12 months of the year.  However, there are some conditions and other issues that need to have the roofer’s attention to be able to roof in the winter time. These include weather conditions,

Will Your Insurance Company Pay For Upgrades?

ByTracy Bookman

Will your insurance company pay for upgrades?  This week’s video explains when your insurance company will “upgrade” your roof but also explains why that “upgrade” really isn’t an upgrade. Although the answer to this question seems self-evident, it is still a question that people have. Often, this is the fault of either the roofing contractor, the insurance agent, the insurance adjuster, or any combination of the 3 of them. Homestead Roofing, Inc is a licensed and fully-insured roofing contractor in Colorado Springs, Colorado.  We serve homeowners in Colorado Springs, Fountain, Falcon, Peyton, Manitou Springs, and other surrounding communities.

What Is Ice And Water Shield

ByTracy Bookman

What is ice and water shield?  IWS installation is an important component for a roofing system.  It’s important to know how it can prevent leaks due to ice dams or failed flashings. Did you know that if you live in Colorado, you may be required to have IWS on your roof?  Watch this video to find out what ice and water shield is, and if you need it (this video will explain what an ice dam is). Homestead Roofing, Inc is a licensed and fully-insured roofing contractor in Colorado Springs, Colorado.  We serve homeowners in Colorado Springs, Fountain, Falcon,

What To Do About Denied Claims

ByTracy Bookman

Did you know that if you submit a property claim and it’s denied, it still goes on your claim record?  Your insurance claim record should be protected as diligently as you protect your credit score. It’s important to know what to do about denied claims. Recently, we’ve encountered a couple of property claims for roof damaged that have been denied by adjusters.  One was on a roof we hadn’t inspected before the claim was filed.  The other was on a claim that we advised the homeowner to submit.  Both of them had verified damage which should have been accepted

Functional And Cosmetic Property Damage

ByTracy Bookman

More homeowners are getting surprised when they file an insurance claim.  How?  By finding out that some of the items that were damaged will not be covered by their insurance.  If you need or want to understand the difference between functional and cosmetic property damage, then watch this video so you will understand why that happened to you. Homestead Roofing, Inc is a licensed and fully-insured roofing contractor in Colorado Springs, Colorado.  We serve homeowners in Colorado Springs, Fountain, Falcon, Peyton, Manitou Springs, and other surrounding communities.

Meeting With Your Insurance Adjuster

ByTracy Bookman

As a homeowner, you may be thinking about asking your roofer to have a meeting with your insurance adjuster.  There may be many different reasons this is important to you, or it may be that the roofer has volunteered to meet the adjuster. In general, meeting an adjuster at your home isn’t necessary.  If the adjuster misses items in his scope of work on the claim estimate, a roofing contractor has the ability to submit supplement items.  He can do this when he submits his estimate to the insurance company.  He can then ask for the additional items to

Mistaking Blisters For Hail Damage

ByTracy Bookman

Mistaking blisters for hail damage is not uncommon for a home inspector or an inexperienced roof inspector.  However, if you file a claim based on that errant inspection, you could end up with a denied claim on your record. Why does your roof get blisters?  Typically it’s because of heat buildup.  The shingle gets hot, the asphalt bubbles up, and then when it cools, the bubble goes away.  However, the blister has loosened all the granules in that little bubble, which causes the granules to fall out. The primary cause of blistering is lack of adequate ventilation in the
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